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TD Bank, U.S. Bank Tie for Best National Bank by Kiplinger

TD Bank (No. 38 on the DiversityInc Top 50 Companies list) and U.S. Bank tie for Best National Bank in a first-ever list published by Kiplinger’s Personal Finance ranking the best banks in the United States.


To identify the best banking practices, the magazine picked a winner and runner-up among national banks, nationally available credit unions and internet banks, plus the best bank in each of four regions, as well as the top and runner-up institutions in a number of personalized categories.

The editors of Kiplinger’s Personal Finance arrived at its Best Banks honorees from a pool of nearly 12,000 contenders. TD Bank and U.S. Bank “rose to the top, and they were so close in total number of points that we declared a tie,” according to the publication.

U.S. Bank was also named the Best Bank for Retirees.

The complete rankings are now available online at Kiplinger.com, along with in-depth profiles of the selected institutions.

“While banks are on a mission to cut costs and raise revenues with customers getting caught in the crossfire some institutions are making all the right moves to win satisfied customers, and we’re proud to say we were able to name them in our first-ever Best Banks list,” said Kiplinger editor Janet Bodnar in a statement.

“One of the most important, personal decisions consumers make is where to keep their money. Since situations vary, our goal is to help people make informed choices for themselves and their families.”

The editors at Kiplinger’s Personal Finance used data from Moebs Services, a Lake Forest, Ill., economic research firm, to rank national and regional banks and thrifts, credit unions, and internet banks. The process to select the best started with all 11,831 U.S. depositories as of year-end 2016.

To identify the soundest financial institutions, the list was screened for asset size, excess fees, high expenses and sufficient capital. For each specific customer profile, the editors started with top financial institutions identified by the Moebs rankings and then added their own research and judgment to find banks, thrifts and credit unions with accounts and features most appealing to each group.

Founded in 1920 by W.M. Kiplinger, for nine decades the Kiplinger organization has been a staple in personal finance and business forecasting.

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