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ABLE Act to Expand

The expanded ABLE Act would further enable people with disabilities to reach their professional potential without sacrificing their financial entitlement.


Continuing the long tradition of bipartisan support, young adults with disabilities may soon get a shot in the arm by way of their wallet. There is chatter on Capitol Hill about new modifications to the three-year-old ABLE (Achieving a Better Life Experience) Act. As the law currently stands people with disabilities are able to earn up to one hundred thousand dollars without forgoing Social Security and other benefits. This new and multifaceted adaptation would allow people with disabilities to not only save an extra $10,000 to $12,000 in annual deposits each year, but will provide them with an increased age range to receive benefits through ABLE as well as allow families to save through rollover benefits from a college 529 savings plan.

Rep. Tony Cardenas, D-Calif., is the sponsor of the updates being pushed through Congress increasing the benefits of ABLE. “This legislation builds on that progress and eases the financial burden that many of these families face,” Cardenas said.

This is the second consecutive year attempting to increase the umbrella of ABLE care, as last year disability advocates wanted all three measures to go into effect simultaneously.

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Currently, nineteen states in the U.S. have adopted the ABLE program and have opened their network to anyone who qualifies. Chris Rodriguez, director of public policy at the National Disability Institute, estimates there to be 10,000 currently open ABLE cases countrywide.

Advocates for the new bills are hopeful that it will be considered by Congress to become part of a larger tax reform effort in the coming months. This new package is known by sponsors in the House of Representatives as “ABLE 2.0,” and this includes ABLE to Work Act, ABLE Financial Planning Act, as well as the ABLE Age Adjustment Act.

This bill would further enable people with disabilities to reach their professional potential without sacrificing their financial entitlement.

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